:root{--ink:#17373f;--navy:#122e36;--teal:#137f70;--mint:#c7efd8;--paper:#f7f8f4;--line:#dfe5df;--muted:#647671}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.6 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a,summary{cursor:pointer}button{color:inherit}button{border:0}a{color:inherit;text-decoration:none}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #42bda8;outline-offset:4px}header{height:86px;background:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 max(5%,calc((100vw - 1220px)/2));border-bottom:1px solid var(--line);gap:30px}.brand{display:flex;align-items:center;gap:11px;font-size:21px;font-weight:760;letter-spacing:-.9px;white-space:nowrap}.teal{color:var(--teal)}.mark{position:relative;display:inline-flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;width:37px;height:39px;border-radius:10px;font-size:30px;font-weight:650;line-height:1}.mark span{font-size:19px;color:#a8e2be;margin:-12px 0 0 1px}nav{display:flex;gap:31px;font-size:14px}nav a:hover{color:var(--teal)}.headbtn{background:none;border:1px solid var(--line);border-radius:7px;padding:9px 14px;font-size:13px}.headbtn span{background:#ecf4ee;padding:1px 5px;border-radius:4px;margin-left:5px}main{max-width:1220px;margin:auto;padding:0 20px}.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:65px;align-items:center;padding:68px 0 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span{font-size:19px}.trust{display:flex;gap:20px;margin-top:22px;font-size:10px;color:var(--muted)}.heroart{height:321px;border-radius:14px;background:var(--navy);position:relative;overflow:hidden;color:#fff}.orbit{position:absolute;width:330px;height:330px;border:1px solid #ffffff10;border-radius:50%;left:160px;top:-100px}.o2{width:440px;height:440px;left:70px;top:-145px}.artlabel{position:absolute;left:26px;top:23px;font-size:9px;letter-spacing:2px;color:#bacdc9}.artcards{position:relative;top:80px;left:34px}.artcard{position:relative;background:#f5f7ed;color:var(--ink);border-radius:8px;width:215px;height:166px;padding:20px;transform:rotate(-5deg);z-index:2;box-shadow:0 10px 20px #0002}.artcard>span{font-size:10px;color:var(--muted);display:block}.artcard b{font-size:25px;letter-spacing:-1px}.back{position:absolute;left:153px;top:-9px;transform:rotate(8deg);background:#2b655e;color:#e2f8e9;z-index:1}.back>span{color:#b9d9cd}.back 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var(--line)}.toolnav{display:flex;gap:7px;overflow:auto;padding-bottom:12px;margin-bottom:8px;scrollbar-width:thin}.toolnav button{display:flex;align-items:center;gap:7px;white-space:nowrap;padding:11px 14px;border:1px solid var(--line);border-radius:6px;background:transparent;font-size:12px}.toolnav button[aria-selected=true]{background:var(--ink);color:#fff;border-color:var(--ink)}.toolnav button:hover{border-color:var(--teal)}.calcgrid{display:grid;grid-template-columns:1.05fr 1fr;gap:22px;align-items:start}.formcard,.resultcard{border:1px solid var(--line);border-radius:10px;background:white;padding:28px}.cardhead{display:flex;align-items:center;justify-content:space-between}.step{font-size:9px;letter-spacing:1.6px;color:var(--muted);font-weight:700}.tool-icon{display:grid;place-items:center;background:#eef5ef;border-radius:7px;width:42px;height:42px;font-size:23px}.intro{font-size:12px;color:var(--muted);margin:6px 0 20px}.fieldgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{margin-bottom:17px}.fieldgrid .field{margin:0}label{display:block;font-size:12px;font-weight:600}input,select{width:100%;padding:12px 13px;border:1px solid #d6dfd9;border-radius:6px;background:#fff;color:var(--ink);margin-top:6px;outline:0;height:47px}input:focus,select:focus{border-color:var(--teal);box-shadow:0 0 0 3px #137f7012}input[type=range]{accent-color:var(--teal);padding:0;height:22px;border:0;box-shadow:none;margin-top:10px}.inputwrap{position:relative}.inputwrap input{padding-right:55px}.unit{position:absolute;right:14px;top:18px;color:var(--muted);font-weight:400}.fieldsmall{font-weight:400;color:var(--muted);font-size:10px;margin-top:5px;display:block}.rangeends{display:flex;justify-content:space-between;color:var(--muted);font-size:10px;font-weight:400}.profilefields{margin-top:15px}details{border-top:1px solid 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21px;background:#dbe5d8}.distribution span{min-width:0}.distnet{background:#1d7769}.disttax{background:#9fbbac}.distsocial{background:#d5ddc8}.breakdown{display:flex;justify-content:space-between;gap:15px;font-size:12px;padding:10px 0;border-bottom:1px solid #dce5d7}.breakdown b{font-weight:600}.breakdown .label{display:flex;align-items:center;gap:8px}.swatch{width:7px;height:7px;border-radius:50%;display:inline-block}.insight{margin-top:20px;font-size:12px;padding:13px;background:#fff9;border-radius:6px;color:#3a6554}.result-actions{display:flex;gap:12px;margin-top:22px;border-top:1px solid #d9e2d4;padding-top:16px}.result-actions button{font-size:11px;background:none;padding:0}.result-actions button:hover{color:var(--teal)}.methodbar{display:flex;align-items:center;gap:11px;padding:17px 1px;color:var(--muted);font-size:11px}.methodbar p{margin:0;flex:1}.methodbar button{font-size:11px;background:none;white-space:nowrap}.nextsteps{padding:50px 0 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p{font-size:13px;color:var(--muted)}footer{border-top:1px solid var(--line);padding:35px max(5%,calc((100vw - 1180px)/2));background:#fff;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer .brand{font-size:17px}footer .mark{width:28px;height:31px;font-size:24px}footer .mark span{font-size:15px}footer p{font-size:11px;color:var(--muted)}footer>div:nth-child(2){display:flex;align-items:start;gap:20px}footer button{background:none;font-size:10px;padding:10px 0}footer>.micro{width:100%;margin:0;border-top:1px solid var(--line);padding-top:15px}dialog{border:1px solid var(--line);border-radius:12px;padding:29px;width:min(680px,92vw);max-height:85vh;color:var(--ink);box-shadow:0 20px 80px #0003}dialog::backdrop{background:#0a272f80;backdrop-filter:blur(3px)}.modalhead{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:20px}.modalhead h2{font-size:24px;margin:0}.modalhead button{font-size:29px;background:#edf2ed;width:35px;height:35px;border-radius:50%}#modalBody p,#modalBody li{font-size:13px;color:#51675e}#modalBody h3{font-size:17px;margin-top:25px}#modalBody a{color:var(--teal);text-decoration:underline}#toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);padding:10px 18px;background:var(--ink);color:white;border-radius:7px;z-index:10;font-size:12px;display:none}#formError{font-size:12px;color:#a3442e;margin-bottom:0}.comparegrid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.comparebox{border:1px solid #d6e0d0;border-radius:6px;padding:12px}.comparebox small{display:block;font-size:10px;color:var(--muted)}.comparebox b{font-size:21px;letter-spacing:-.5px}.comparebox.highlight{background:#dfeeda;border-color:#bed5b8}.chart{height:140px;display:flex;align-items:flex-end;gap:8px;margin-top:25px;border-bottom:1px solid #b7ccb8}.chartbar{flex:1;background:#338272;border-radius:3px 3px 0 0;position:relative;min-height:2px}.chartbar span{position:absolute;bottom:100%;font-size:8px;width:100%;text-align:center;color:#4e6d5e}.chartlabels{display:flex;justify-content:space-between;font-size:9px;color:var(--muted);margin-top:7px}.scenario{padding:15px 0;border-bottom:1px solid var(--line)}.scenario strong{font-size:14px}.scenario button{background:#edf4eb;padding:6px 10px;margin:8px 5px 0 0;border-radius:4px;font-size:12px}.danger{color:#a3442e}.empty{padding:30px;background:#f3f6f0;border-radius:8px}.notebox{padding:14px;background:#f3f6f0;border-radius:7px;font-size:12px}.field:only-child{grid-column:1/-1}@media(min-width:1100px){.toolnav{flex-wrap:wrap;overflow:visible}.toolnav button{padding:10px 13px}}@media(max-width:900px){header{padding:0 20px;gap:15px}nav{gap:15px}.hero{gap:25px}.heroart{height:300px}.back{left:110px}.artcards{left:20px}.trust{flex-direction:column;gap:5px}.offers,.articles{gap:10px}.life{gap:20px;padding:25px}.bigmoney{font-size:43px}.formcard,.resultcard{padding:22px}footer>div:nth-child(2){flex-wrap:wrap;gap:14px}}@media(max-width:650px){header{height:71px;padding:0 16px}.brand{font-size:18px}nav{display:none}.headbtn{font-size:10px;padding:7px 9px}main{padding:0 17px}.hero{grid-template-columns:1fr;padding:35px 0 30px;gap:25px}h1{font-size:43px;letter-spacing:-2px}.hero p{font-size:14px}.heroart{display:none}.trust{flex-direction:row;gap:11px;font-size:9px}.eyebrow{font-size:8px;letter-spacing:1.2px}h2{font-size:24px}.sectiontop{align-items:start;margin-bottom:20px}.yearbadge{font-size:9px;margin-top:4px;padding:4px 6px}.calcgrid{grid-template-columns:1fr;gap:15px}.resultcard{position:static}.toolnav{margin-right:-17px;padding-right:17px;flex-wrap:nowrap}.formcard,.resultcard{padding:23px 20px}.methodbar{align-items:flex-start;flex-wrap:wrap}.methodbar button{margin-left:20px}.offers,.articles{grid-template-columns:1fr}.offer{padding:21px}.offer p{min-height:0}.offer-icon{float:left;margin-right:12px}.offer h3{margin-top:4px}.offer button,.offer a{display:inline-block;margin-top:3px}.nextsteps{padding:33px 0}.sectiontop .muted{display:none}.life{grid-template-columns:1fr;padding:25px;gap:0}.lifevisual{padding:25px 0 0}.life h2{font-size:29px}#wissen{padding:35px 0}.articles button{padding:22px}.articles h3{max-width:none;margin:10px 0 15px}.faq{grid-template-columns:1fr;gap:20px;padding:5px 0 40px}.faq h2 br{display:none}footer{padding:26px 20px;gap:15px}.fieldgrid{gap:12px}summary span{display:none}.bigmoney{font-size:46px}.comparebox b{font-size:20px}.result-label{margin-top:22px}.desktop{display:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media print{header,.hero,.toolnav,.nextsteps,.life,#wissen,.faq,footer,.result-actions,.methodbar,.calculate,.privacyline{display:none}body{background:white}main{max-width:none}.workspace{border:0}.calcgrid{grid-template-columns:1fr 1fr}.resultcard{position:static;print-color-adjust:exact}dialog{display:none}}
/* Calculator-first entry: the input is visible immediately on desktop and mobile. */
.hero{padding:24px 0 25px;display:block}.hero h1{font-size:36px;letter-spacing:-1.5px;line-height:1.15;margin:8px 0}.hero p{font-size:14px;margin:7px 0}.hero .primary,.heroart{display:none}.hero .trust{margin-top:11px;gap:20px}.workspace{padding-top:19px}.workspace .sectiontop{margin-bottom:17px}.workspace .sectiontop h2{font-size:24px}.entrytoggle{display:flex;background:#edf2ec;border-radius:7px;padding:4px;gap:4px;margin-bottom:21px}.entrytoggle button{flex:1;background:transparent;padding:10px 8px;border-radius:5px;font-size:13px;font-weight:650;color:var(--muted)}.entrytoggle button[aria-pressed=true]{background:#fff;color:var(--teal);box-shadow:0 1px 5px #122e3617}.entrytoggle button:hover{color:var(--teal)}@media(max-width:650px){.hero{padding:21px 0 19px}.hero h1{font-size:30px;letter-spacing:-1px;max-width:320px}.hero p{font-size:12px}.hero .eyebrow{font-size:7px;letter-spacing:1px}.hero .trust{gap:9px;font-size:8px}.workspace{padding-top:16px}.workspace .sectiontop h2{font-size:20px}.workspace .sectiontop .eyebrow{display:none}.workspace .sectiontop{margin-bottom:13px}.toolnav{margin-bottom:2px}.formcard .step{display:none}.formcard{padding:18px}.formcard h3{font-size:20px;margin:0 0 5px}.formcard .tool-icon{display:none}.formcard .intro{margin:4px 0 14px}.entrytoggle{margin-bottom:15px}.entrytoggle button{font-size:12px;padding:8px}.toolnav button{padding:9px 11px}.hero .trust{flex-wrap:wrap}.formcard input{height:45px}} 
/* Dialogs: centered vector icon, stable touch target, independently scrolling content. */
body.modal-open{overflow:hidden}
dialog{padding:0;overflow:hidden;max-height:min(85vh,850px);max-height:min(85dvh,850px)}
.modalhead{padding:21px 24px 17px;margin:0;border-bottom:1px solid var(--line);background:#fff;gap:16px}
.modalhead h2{min-width:0;overflow-wrap:anywhere;line-height:1.3}
.modalhead #closeModal{display:grid;place-items:center;flex:0 0 44px;width:44px;height:44px;margin:0;padding:0;border:0;line-height:1;border-radius:50%;background:#edf2ed;color:var(--ink);align-self:flex-start;transition:background .15s}
#closeModal svg{display:block;pointer-events:none;width:20px;height:20px}
.modalhead #closeModal:hover{background:#dce9dd}
#modalBody{padding:8px 24px 24px;overflow:auto;overscroll-behavior:contain;max-height:calc(85vh - 110px);max-height:calc(85dvh - 110px);scrollbar-gutter:stable}
#modalBody>:last-child{margin-bottom:0}
#modalBody a{overflow-wrap:anywhere}
input[aria-invalid=true]{border-color:#b35942;background:#fff9f5}
.result-actions button:disabled{opacity:.42;cursor:not-allowed}
#formError:empty{display:none}
#result{font-variant-numeric:tabular-nums}
.entrytoggle button{min-height:44px}
.scenario button{min-height:40px}
.toolnav button:focus-visible{outline-offset:-3px}
@media(max-width:650px){dialog{width:calc(100vw - 24px);max-width:560px;border-radius:12px}.modalhead{padding:16px;gap:10px}.modalhead h2{font-size:21px}#modalBody{padding:6px 18px 22px}.result-actions{justify-content:space-between;gap:10px}.result-actions button{min-height:36px}.headbtn{min-height:40px}summary{min-height:30px;align-items:center}.privacyline{font-size:10px}}
@media print{details:not([open])>:not(summary){display:block!important}#profile[hidden]{display:none!important}input,select{border:0;padding:0;height:auto}input[type=range],.entrytoggle{display:none}#profile{margin-top:15px}.resultcard{break-inside:avoid}}
/* Block layout avoids WebKit shrinking an auto-height flex dialog body to zero. */
dialog[open]{display:block;height:auto}
.modalhead{flex-shrink:0}
#modalBody{display:block;flex:none;min-height:0;max-height:calc(85vh - 130px);max-height:calc(85dvh - 130px);-webkit-overflow-scrolling:touch}

@media(max-width:650px){input,select{font-size:16px}}
@media(max-width:380px){header .brand{font-size:16px;gap:8px}.headbtn{font-size:0;padding:7px 9px}.headbtn:before{content:'Szenarien';font-size:10px}.headbtn span{font-size:10px}}
@media print{dialog[open]{display:none!important}}
html{scrollbar-gutter:stable}
.result-next{margin-top:23px;border-top:1px solid #d6e0d0;padding-top:20px}.result-next h3{font-size:19px;margin:9px 0}.result-next p{font-size:12px;color:var(--muted)}.partner-cta{display:inline-block;background:var(--teal);color:#fff!important;padding:11px 14px;border-radius:6px;text-decoration:none!important;font-size:12px;font-weight:650}.health-next{margin-top:16px;border-top:1px solid #d6e0d0;padding-top:14px;display:flex;gap:9px;flex-direction:column;font-size:11px}.health-next .ad{font-size:9px;color:var(--muted)}.seo-content{border-top:1px solid var(--line);padding:32px 0 42px;max-width:850px}.seo-content h2{font-size:25px}.seo-content h3{font-size:19px;margin-top:25px}.seo-content p,.seo-content li{font-size:14px;color:#53695e}.seo-content a{color:var(--teal);text-decoration:underline}.calculator-links{width:100%;display:flex;flex-wrap:wrap;gap:9px 20px;padding:15px 0;border-top:1px solid var(--line);font-size:11px}.secondary{padding:12px 17px;background:#eef3ec;border:1px solid #ccd9cf;border-radius:6px;font-size:13px}.consent-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}footer a{font-size:11px}.source-note{font-size:11px;color:var(--muted);border-top:1px solid var(--line);padding-top:15px}.legal-page{max-width:850px;margin:30px auto;padding:0 0 30px}.legal-page h1{font-size:34px}.legal-page h3{font-size:20px;margin-top:24px}.legal-page p{font-size:14px}.skiplink{position:absolute;top:-100px;left:10px;z-index:99;background:#fff;padding:10px;border-radius:4px}.skiplink:focus{top:10px}body[data-page=legal] .workspace,body[data-page=legal] .hero,body[data-page=legal] .nextsteps,body[data-page=legal] .life,body[data-page=legal] #wissen,body[data-page=legal] .faq{display:none}
@media(max-width:650px){.result-next h3{font-size:18px}.seo-content{padding:25px 0}.seo-content h2{font-size:22px}.consent-actions>*{width:100%;justify-content:center}.legal-page{margin-top:20px}.legal-page h1{font-size:29px}}
@media print{#nextAction,.calculator-links,.seo-content{display:none!important}}
.consent-banner{position:fixed;bottom:18px;left:50%;transform:translateX(-50%);z-index:20;width:min(900px,calc(100vw - 28px));padding:20px 24px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 8px 40px #122e3626;display:flex;gap:20px;align-items:center}.consent-banner p{font-size:12px;margin:4px 0;color:var(--muted)}.consent-banner strong{font-size:14px}.consent-banner .consent-actions{margin:0;flex-wrap:nowrap}.consent-banner button{white-space:nowrap}@media(max-width:650px){.consent-banner{flex-direction:column;align-items:stretch;gap:14px;padding:17px}.consent-banner .consent-actions{display:flex;flex-direction:row}.consent-banner button{font-size:11px;padding:10px}}
body[data-page] header .headbtn{display:none}
/* Footer: consistent link/button rhythm and compact mobile disclosure. */
.site-footer{display:block;padding:0;background:#fff;border-top:1px solid var(--line)}
.footer-inner{width:100%;max-width:1220px;margin:0 auto;padding:42px 20px 24px}
.footer-top{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr) minmax(0,1fr);gap:36px;padding-bottom:30px}
.footer-brand .brand{font-size:21px;line-height:1.2;gap:10px;letter-spacing:-.8px}
.footer-brand .mark{width:36px;height:38px;flex:0 0 36px;font-size:30px;border-radius:10px}
.footer-brand .mark span{font-size:18px}
.footer-brand p{font-size:13px;line-height:1.7;margin:16px 0 0;color:var(--muted)}
.footer-group{min-width:0}
.footer-group h2,.footer-popular h2{font-size:10px;line-height:1.4;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;margin:2px 0 12px;color:var(--muted)}
.footer-group>a,.footer-group>button{display:flex;align-items:flex-start;justify-content:flex-start;width:100%;min-height:36px;padding:7px 0;margin:0;border:0;background:none;border-radius:0;text-align:left;font-size:13px;line-height:1.5;font-weight:400;color:var(--ink);text-decoration:none;overflow-wrap:break-word;white-space:normal}
.footer-group>a:hover,.footer-group>button:hover,.footer-calculators a:hover{color:var(--teal);text-decoration:underline;text-underline-offset:3px}
.footer-calculators{padding:0;margin:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.footer-calculators>summary{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:19px 0;min-height:58px;font-size:13px;font-weight:600;line-height:1.5;list-style:none}
.footer-calculators>summary::-webkit-details-marker{display:none}
.footer-calculators>summary:after{content:none}
.footer-calculators>summary span{display:block;font-size:inherit;font-weight:inherit;color:inherit}
.footer-calculators>summary svg{display:block;flex:0 0 18px;transition:transform .2s}
.footer-calculators[open]>summary svg{transform:rotate(180deg)}
.footer-calculators .calculator-links{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));width:100%;padding:0 0 17px;margin:0;border:0;gap:0 24px}
.footer-calculators .calculator-links>a{display:flex;align-items:flex-start;min-width:0;min-height:36px;padding:8px 0;font-size:12px;line-height:1.5;overflow-wrap:break-word;white-space:normal}
.footer-popular{padding:16px 0 20px;border-top:1px solid #edf0eb}
.footer-popular h2{margin:0 0 4px}
.footer-popular nav{display:flex;flex-wrap:wrap;gap:0 28px}
.footer-popular a{font-size:12px;line-height:1.5;padding:9px 0;min-height:36px}
.footer-bottom{display:flex;align-items:flex-start;justify-content:space-between;gap:12px 25px;padding-top:22px}
.footer-bottom p{margin:0;font-size:10px;line-height:1.7;color:var(--muted)}
@media(max-width:800px){.footer-inner{padding:30px 20px 23px}.footer-top{grid-template-columns:repeat(2,minmax(0,1fr));gap:27px 24px;padding-bottom:16px}.footer-brand{grid-column:1/-1}.footer-brand p{margin-top:12px}.footer-brand p br{display:none}.footer-group h2{margin-bottom:9px}.footer-group>a,.footer-group>button{min-height:48px;padding:11px 0;font-size:13px;line-height:1.5}.footer-calculators .calculator-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 22px;padding-bottom:14px}.footer-calculators .calculator-links>a{min-height:44px;padding:10px 0}.footer-bottom{flex-direction:column;gap:6px;padding-top:19px}.footer-popular nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 22px}.footer-popular a{min-height:44px;display:flex;align-items:flex-start}}
@media(max-width:380px){.footer-inner{padding-left:17px;padding-right:17px}.footer-top{column-gap:18px}.footer-brand .brand{font-size:20px}.footer-group>a,.footer-group>button{min-height:56px;padding:11px 0}}
.footer-calculators[open]>summary::after{content:none}
.site-footer [hidden]{display:none!important}
@media print{.site-footer{display:none!important}}